Wednesday, January 14, 2009

identityTruth: How to Stop Identity Theft and Fraud

By Harvey Warmuth

A smart consumer should be aware of the issues created by the crime of identity theft. If you don't want to fall victim to identity theft, then you really should look into using an identity theft protection solution.

Because the use of credit is rising, and with people taking out loans on a fairly regular basis, a lot of your personally identifying information is out in the open. When there is more of your personal information out in the wild, the more it is likely you will become the next victim of identity theft.

Fortunately, there are actions that you can take to lower the chances of becoming a victim of identity theft. Probably the step that has the most affect, and is one of the easiest things that you should do is to subscribe to an identity theft protection solution, such as identityTruth.

IdentityTruth offers identity theft protection by using advanced technology. The first step they take is to put a fraud alert on your credit report with the major credit reporting agencies. Doing so causes you to be notified whenever new credit is opened in your name, giving you final say so as to the use of your credit.

Also, by monitoring places where thieves trade identity information, identityTruth is making sure that your personal data is not being sold or traded illegally. And through the identityTruth service, your name from junk mail lists, which means you should stop receiving those offers of new credit via mail. This reduces the chance you will be a victim of identity theft through mail theft.

There are other services that offer identity theft protection, besides identityTruth. As a matter of fact, there are actually other companies that offer additional features that might do a better job at identity theft protection.

If you are not taking identity theft seriously, you really ought to. It is the fastest growing crime in America and threatens your good name.

Everybody needs to be aware of what is going on with their personal information. Staying on top of the issue of identity theft should be a top priority for everyone. Using a service such as identityTruth really helps fight identity theft. - 14915

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